Privacy Policy

At unoinsuranceandtax, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services or visit our website.

Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when you register for services, request quotes, file your taxes, or contact us. This information may include:

• Full name, email address, phone number, and mailing address
• Date of birth and Social Security number or tax identification number
• Driver's license information and vehicle details for insurance quotes
• Financial information including income, tax documents, and payment information
• Employment information and business details

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing activity, including:

• IP address, browser type, and operating system
• Pages visited, time spent on pages, and referring website
• Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our insurance and tax services
• Process insurance quotes, policy applications, and claims
• Prepare and file your tax returns accurately and efficiently
• Communicate with you about your account, services, and support
• Send you marketing communications if you have opted in
• Comply with legal obligations and regulatory requirements
• Detect, prevent, and address fraud and security issues
• Analyze and improve our website and service offerings

Sharing Your Information

We may share your personal information with:

• Insurance carriers and underwriters to obtain quotes and process policies
• Tax authorities as required by law for tax filing and compliance
• Service providers who assist us in operating our business
• Professional advisors including lawyers and accountants
• Law enforcement or regulatory agencies when required by law

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of sensitive data during transmission and storage
• Secure servers with restricted access
• Regular security audits and updates
• Employee training on data protection practices

However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Your Privacy Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal information, subject to legal requirements
• Opt out of marketing communications at any time
• Withdraw consent for certain data processing activities

To exercise these rights, please contact us using the information provided below.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookies through your browser settings, but disabling cookies may affect your ability to use certain features of our website.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of our services after such changes constitutes your acceptance of the updated policy.