Last Updated: November 21, 2025
Welcome to unoinsuranceandtax. These Terms of Service govern your use of our website and services. By accessing or using our services, you agree to be bound by these terms. Please read them carefully.
By creating an account, using our website, or engaging our insurance or tax services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you must not use our services.
unoinsuranceandtax provides auto insurance brokerage services and professional tax preparation services. We work with licensed insurance carriers and follow all applicable tax laws and regulations.
We act as an insurance broker connecting clients with licensed insurance carriers. We do not underwrite insurance policies ourselves. All insurance policies are subject to the terms and conditions of the issuing carrier.
We provide tax preparation, filing, and planning services. While we strive for accuracy, you are ultimately responsible for the information provided on your tax returns. We recommend reviewing all documents before submission.
When using our services, you agree to:
Fees for our services vary depending on the complexity and type of service provided. All fees will be clearly communicated before service delivery. Payment is due upon completion of services unless otherwise agreed in writing. We accept various payment methods including credit cards, debit cards, checks, and electronic transfers.
You are responsible for providing accurate and complete information when using our services. This includes but is not limited to vehicle information for insurance quotes, income and expense documentation for tax preparation, and contact information for communications. Inaccurate information may result in incorrect quotes, policy denials, or tax filing errors.
To the fullest extent permitted by law, unoinsuranceandtax and its employees, agents, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. This includes but is not limited to damages for loss of profits, data, or other intangibles.
Our total liability for any claims arising from our services shall not exceed the amount you paid for the specific service in question.
Our tax professionals adhere to the highest standards of professional conduct and ethics. We are bound by IRS Circular 230 and other applicable professional standards. Our insurance agents are licensed and comply with state insurance regulations.
We maintain strict confidentiality of your personal and financial information in accordance with our Privacy Policy and applicable laws. We will not disclose your information to third parties except as necessary to provide services, comply with legal obligations, or with your explicit consent.
We reserve the right to terminate or suspend your access to our services at any time, with or without notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties, or for any other reason at our sole discretion.
Any dispute arising from these Terms of Service or our services shall first be attempted to be resolved through good faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to participate in class action lawsuits or class-wide arbitration.
All content on our website, including text, graphics, logos, images, and software, is the property of unoinsuranceandtax or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.
Our website may contain links to third-party websites or integrate third-party services. We are not responsible for the content, policies, or practices of third-party sites. Your use of third-party services is at your own risk.
We reserve the right to modify these Terms of Service at any time. We will notify users of material changes by posting the updated terms on our website with a new "Last Updated" date. Your continued use of our services after changes are posted constitutes your acceptance of the modified terms.
These Terms of Service shall be governed by and construed in accordance with the laws of the State of South Dakota, without regard to its conflict of law principles. Any legal action or proceeding arising under these terms shall be brought exclusively in the courts located in Sioux Falls, South Dakota.
If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely matches the intent of the original provision.
These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and unoinsuranceandtax regarding the use of our services and supersede all prior agreements and understandings, whether written or oral.
If you have any questions or concerns about these Terms of Service, please contact us:
Email: [email protected]
Phone: +1 (605) 836-8998
Address: 300 N Cherapa Pl, Sioux Falls, SD 57103